Cloud EMV
Transforming EMV payment acceptance.
Felix’s cloud framework unlocks the full potential for contactless payments across the payment industry ecosystem. Bring your own smart device, terminal or app, and integrate contactless, card present payments in an instant.
Generate more revenue
How do payments providers stay ahead of disruption? By disrupting themselves first. And how do they do that? On the cloud.
Contactless integrations
Our platform transforms 'dumb' NFC readers into contactless terminals, for different devices, applications, operating systems and remote point of sale environments.
Use case flexibility
Easily adaptable solution for Tap to Phone payments, third-party terminals, kiosks, and mobile applications, for SMBs, mobile services, retail, restaurant, transit, eCommerce, and more.
Kernel as a service
Provides a centralised model for maintaining and updating kernel and terminal capabilities in the cloud. No need to update each and every terminal. Just one cloud-based kernel which connects to all terminals and readers. EMV L2 certified for all major card brands.
EMV L3 Certifications
Already certified for multiple acquirers in North America, Felix provides gateway-like functionalities to connect terminals, card readers, kiosks and apps to acquirers for payment authorization. New certifications can be added with full support from our certification team.
Why Felix?
Felix frees the payment industry from its dependency on proprietary hardware, making contactless payment integration and certification faster and more affordable for everyone.
Increases adoption
Reduces cash transactions and increases acceptance points for contactless EMV payments.
Lower fraud risk
Lowering fraud risk across the payment industry ecosystem with card present EMV payment authentication and verification.
Device enablement
Instantly transforms NFC enabled smart devices, such as phones and tablets, into contactless terminals.
Lower hardware cost
Removes need to pay for proprietary dongles, terminals and other specialized payment acceptance devices.
Faster certification
Achieves a 'bring your own' EMV L1 device certification path for terminal vendors to get to market quickly.
Cloud updates
Provides a centralised, cloud based environment with pre-certified L2 kernels and L3 acquirer connections.
Lower maintenance cost
Reduces terminal maintenance costs by providing a managed cloud service for kernel updates and acquirer integrations.
Online EMV
Opens the doorway to enabling EMV 'card present' payment authentication in 'card not present' payment environments.
Who wins?
Tap to Phone payments is just the beginning. Felix is set to expand its roadmap and deliver value across all segments of the payment industry ecosystem. Watch this space.
Merchants
Accept payments securely without the proprietary hardware devices and costs.
Customers
'Tap to Pay' securely in ever more locations, devices and acceptance points.
Card Networks
Streamline delivery model for EMV, increasing acceptance and enablement.
Acquiring Businesses
Improve value proposition to drive merchant acquisition and sales volume.
Terminal Vendors
Reduces certification times and provides a centralised maintenance model for EMV.
Developers & ISVs
Integration of card-present payments in different apps and operating systems.
POS Providers
Consolidates hardware and allows for flexible mobile solutions at point of sale.
Consumer Device OEMs
Adds a completely new payment processing method to COTS devices.
The future of payments is here
Are you ready to unleash Tap to Phone across the whole mobile application ecosystem and all of its customer experiences?
Felix, the only company in North America that offers 100% cloud kernel payment acceptance, has now started PCI MPoC certification. We are positioned to be one of the first payment acceptance companies to go to market with MPoC-certified products.
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